calc-console

Taxpayer

Filing Status

Census Region

Household Size

Members Under 65

Members 65+

State (2-letter)

STANDARDS_2026 currently only seeds housing standards for a few CA counties — see PHASE-1-NOTES.md.

County FIPS

MSA Code (optional)

Leave blank if the county is not in a tabulated MSA.

Vehicle Count

Vehicles with Loan or Lease

Community property state (schema flag only — no calculation effect in this build)

Foreign assets flag (schema flag only — no calculation effect in this build)

Assets

Personal Assets

Business Assets (optional)

Line 8: Business Cash / Bank / Digital

Apply professional books/tools deduction (Line 10)

Line 9 Business Asset Items

Income & Expenses

Income

Gross Monthly Income

Line 36: Non-cash add-back (depreciation/depletion)

Add back non-cash expenses

Allowable Living Expenses (actual, substantiated where noted)

Line 39: Food/Clothing/Misc (informational — full standard always allowed)

Line 40: Housing/Utilities

Line 41: Vehicle Ownership (lease/loan payments)

Line 42: Vehicle Operating

Line 43: Public Transit (informational — standard only if no vehicle)

Line 44: Health Insurance Premiums

Line 45: Healthcare Out-of-Pocket (informational — full standard always allowed)

Lines 46–51: Other Necessary Expenses

Eligibility Gates

Offer Terms & Low-Income Certification

Offer Basis

Offer Type

Window Months

Lump sum: up to 5. Periodic: 6\u201324.

Individual taxpayer (low-income cert applies)

Prior-Year AGI (leave blank if unavailable — falls back to annualized GMI)

Taxpayer

Filing Status

Census Region

Household Size

Members Under 65

Members 65+

State (2-letter)

STANDARDS_2026 currently only seeds housing standards for a few CA counties — see PHASE-1-NOTES.md.

County FIPS

MSA Code (optional)

Leave blank if the county is not in a tabulated MSA.

Vehicle Count

Vehicles with Loan or Lease

Community property state (schema flag only — no calculation effect in this build)

Foreign assets flag (schema flag only — no calculation effect in this build)

Assets

Personal Assets

Business Assets (optional)

Line 8: Business Cash / Bank / Digital

Apply professional books/tools deduction (Line 10)

Line 9 Business Asset Items

Income & Expenses

Income

Gross Monthly Income

Line 36: Non-cash add-back (depreciation/depletion)

Add back non-cash expenses

Allowable Living Expenses (actual, substantiated where noted)

Line 39: Food/Clothing/Misc (informational — full standard always allowed)

Line 40: Housing/Utilities

Line 41: Vehicle Ownership (lease/loan payments)

Line 42: Vehicle Operating

Line 43: Public Transit (informational — standard only if no vehicle)

Line 44: Health Insurance Premiums

Line 45: Healthcare Out-of-Pocket (informational — full standard always allowed)

Lines 46–51: Other Necessary Expenses

Eligibility Gates

Offer Terms & Low-Income Certification

Offer Basis

Offer Type

Window Months

Lump sum: up to 5. Periodic: 6\u201324.

Individual taxpayer (low-income cert applies)

Prior-Year AGI (leave blank if unavailable — falls back to annualized GMI)

OIC Calculator

Personal Assets

Business Assets (optional)

Line 9 Business Asset Items

Income

Allowable Living Expenses (actual, substantiated where noted)

Lines 46–51: Other Necessary Expenses

OIC Calculator

Personal Assets

Business Assets (optional)

Line 9 Business Asset Items

Income

Allowable Living Expenses (actual, substantiated where noted)

Lines 46–51: Other Necessary Expenses